Every time you apply for new credit, a hard inquiry can knock 5 to 10 points off your score. It might not sound like much, but if you're applying for several things around the same time (a card here, a loan there), those points add up fast.
The good news? The impact typically fades within a few months, and inquiries fall off your report completely after 2 years.
The key is being strategic: know before you apply, not after.
Want to know how many inquiries are currently sitting on your report? That's one of the first things we check inside Credit Skool.
Drop a "💯" if this was news to you.