Yes, can relate, and you can appeal, as well as ask for a waiver, or a lower repayment, but they are each very different. And as Michael states above, try to contact SSA to go over the notice so you understand and can respond based on an INFORMED decision. My husband was sent 2 separate overpayment letters, as well as 1 “we recalculated your benefit to a lower amount” letter, even though both his DWB and SSDI benefit amount and retroactive pay were supposedly miscalculated, although I do not believe this is factual. They have made hundreds —no exaggeration— of mistakes on his claim alone that I have no reason to believe that this is not just another error. We have many times have asked for an explanation and rationale for the overpayment decision AND requested the proper response forms so we could answer within the deadline. No response, other than telling us that the field office has been emailed the requests made by the 1800 agent when we called. Their own policy mandates that they send the right forms and envelopes with the letter, so check and keep trying. Our situation is still unresolved, as we refused to fill out the form that would have accepted fault or responsibility for the overpayment. Keep us posted Scott, and please watch Ed’s lesson on overpayments here in Skool, and PLEASE search the discussions here for “overpayment” to see other posts and answers. Good luck! Beth