Here’s why 👇 We can do the dispute work for you, but remember, building and maintaining your credit is just as important. Your credit score is influenced by 5 main factors: 1. Payment History (35%) — Are you paying your bills on time? 2. Credit Utilization (30%) — How much of your available credit are you using? 👉 Under 30% is good, and under 10% is even better. 3. Length of Credit History (15%) — How long have your accounts been open? Generally, older accounts can help. 4. Credit Mix (10%) — Do you have different types of credit, such as credit cards, auto loans, or a mortgage? 5. New Credit & Inquiries (10%) — Have you recently opened or applied for several new accounts? We can help with the disputes, but you play a big part in building, protecting, and maintaining your credit. 💳📈