MondayMONEYDevotion You can join a community and still feel as though you are doing everything alone. You can read the posts. Save the resources. Watch the lessons. And still have a question you have never asked. That matters to me. Because what I want for Biblical Wealth Builders is not simply a place where information is available. I want it to become a place where you can ask real questions, receive encouragement, and put what you learn into practice. Trust takes time 🤝 I host a small group for single mothers. It is now in its tenth year. It has taught me something about the difference between gathering people and building community. You can say you want connection and still be afraid to speak. You can want support and still wonder whether it is safe to let someone see what is really on your heart. In that group, trust took time. A long time. I had to keep showing up before people were ready to let their guard down. I could have stopped. There were many times I could have stopped. But the quiet did not mean the people did not matter. It meant building a safe, loving space required patience. I carry that understanding here. I do not expect you to arrive ready to tell everyone everything. You do not owe a community your private financial records or the painful details of your life. You can begin with a question. A small one. You can answer a reflection or offer a kind response to someone else. You can take the time you need to decide what you are comfortable sharing. What I hope you will do here I want you to ask about what you are actually working through, not only read about what someone else is working through. I want you to find encouragement. And, when you can, offer it. That does not mean you have an answer for everyone. Sometimes the useful response is simply to listen, ask a thoughtful question, or share how you understood a resource without telling another person what they must do. (hint: not a good idea to tell people what to do) I also want you to apply what you are learning.

MondayMONEYTestimony You can know what the Bible says about money on Sunday and still wonder what to do with your money on Tuesday. That is one of the reasons I created Biblical Wealth Builders. Not because you need another place to collect information. Because you may want to manage money God's way and still need help putting that desire into practice. 💬 You should be able to talk about money and God in the same sentence without feeling strange. You should be able to ask a practical question without pretending you already know the answer. And you should not have to separate your financial decisions from the faith you want to live by. Why this community exists I sincerely believe many people want to do this. They want to honor God with what they have. They just don't always know how. Meanwhile, the noise does not stop. There is the news. There is social media. There are the opinions of family and friends. Some advice may be well meant and still not fit your situation. Sorting through it can leave you with more questions than when you started. Perhaps you completed Financial Peace University or another money course. You learned something useful. You had a place to ask questions. Then the class ended. Now what? The class still matters. But learning does not end because the last session is over. You still have ordinary decisions to make, and you may need somewhere to work through what applying those lessons looks like in your own life. That is the space I want this community to be. 📖 You can return to biblical stewardship while asking an ordinary question about an ordinary bill. You can find guidance and resources, ask about what you don't understand, and receive encouragement as you put something into practice. This is not about separating spiritual life from practical life. It is about bringing the money part of your life into the same conversation. What I hope you take from it I want you to have more than a growing collection of things to read. I want you to become clearer about your next step. To ask a question you have been sitting with. To try something useful with the money you already have. To return and say what you understood, what you tried, or where you still need help.

ThursdayMONEYTestimony The help I needed was available. I still had to be willing to receive it. 🦻 When I learned that my hearing loss was significant enough to require a hearing aid, I had more to work through than the cost. I had to face the question I was asking myself: “Do I want to be someone who needs a hearing aid?” I was in my thirties. That was not how I wanted to see myself, and it was not how I wanted other people to see me. For a time, I tried to hide it. I spent unnecessary money covering up (more like trying to cover up) a need instead of being comfortable receiving help for it. But pretending did not change the reality. I was hearing impaired. There were tools that could help me, and I needed them. Provision I had to receive 👓 Glasses help people see. Hearing aids help people hear. Braille offers a way to read through touch. Mobility aids can help people move through the world. These tools do not all work in the same way, and no one tool meets every person's needs. But when I look at the help available, I see reasons to thank God. I can thank Him for the people who developed these tools. For the knowledge behind them. For practical assistance that makes connection possible. In my own life, I also thank Him for the resources that have allowed me to pay for the help I need. Sometimes the next step is not pretending you can manage without assistance. It is sitting still long enough to ask God to show you what help is available and then being willing to receive it. That was the part I had to work through. Knowing I needed a hearing aid and accepting that I needed one were two different things. My need is not my identity 💬 I coach. I talk. I show compassion with words, and especially by listening. People often tell me that one of the things they appreciate about me is my ability to listen and be present with them. What they do not always know is how much attention that requires, or how many tools help me do it each day. The hearing aid is not the whole story of who I am. It is one of the tools that helps me communicate as well as I can.

MondayMONEYDevotion Who will spend time with the people you love? 🌿 For years, I watched a neighbor water her grass and the beautiful plants around her home. Two elderly sisters lived there. One was the person I usually saw outside, tending those plants. Whenever I could, I greeted her. Sometimes I stopped to talk while she watered. Then she died. A few weeks later, I saw a man watering the same plants. He looked as though he might be family. I don't know whether he was, or what care he had given her when I wasn't there. But seeing him there made me stop. What is somebody going to wait until you are dead to do? Water your plants? Visit your house? Make time for the things you cared about? And what are you waiting to do for someone who is still here? The currency is time ⏳ This is a money devotion, but the question is not how much you can spend. It is where you are spending a currency you cannot get back: your time. Earning money matters. Paying your bills matters. Caring for your responsibilities matters. But is money, or the pursuit of it, keeping you from showing up for someone you love? There may be a person who would welcome your company while they do an ordinary thing. You could sit with them. Walk beside them. Listen. Help with something they care about. You do not always have to bring money to bring yourself. Show up while they are here 💬 Think of one person you love. Not a list. One person. What matters to them? What do they spend time caring for? When did you last join them in it? The plants still needed water after my neighbor was gone. But the person who had cared for them was no longer there to share that moment. You do not have to wait for a funeral to make room for someone. They can't enjoy it then. While they are alive, make a call. Arrange a visit. Ask whether they would like company. Let the time you offer be time with them, not simply another task you complete for them. ✨ Prayer Father, help me see the people I can make time for. Show me where the pursuit of money has crowded out my presence. Help me listen, be attentive, and show up for the people I love while they are here. Amen.

ThursdayMONEYTestimony The problem was not that I did not know my food budget. The problem was that I stopped looking at it when the month was almost over. 🛒 For the past few months, I had gone over my food budget. I looked at my finances every week. I knew the number. But in that last week of the month, I would still order and buy as if the budget had not changed. Then the next month, I would look back and say, “Dang it. I went over again.” This month, I decided to do something different. 📋 Three weeks in, I knew exactly what was left: $47. Will I need to adjust my food budget next month? That is an honest question. But this month, I had a different question: Could I stay inside the budget I had already set? 🏠 The answer was not to pretend I had no food. I did have food in the refrigerator. I had food in the cupboards. The question was whether I would pay attention long enough to use what was already there. So before I ordered groceries, I stopped. I looked at what I needed for the final week. I looked at what was already in my kitchen. Then I made a list built around the food I had, instead of ordering the usual X, Y, and Z because that was my routine. And I did it. I stayed within the budget. I went without some extras. I chose not to make every comfort purchase simply because I wanted it. And I found that I had what I needed. I felt proud. I felt responsible. I felt disciplined. Not because $47 is a magic number, but because I stopped operating on autopilot and made one deliberate decision. Sometimes the budget is not asking you to go without everything. Sometimes it is asking you to look again. To use what is already in the house. To ask whether you need the usual amount this week. To let one small choice become a different habit. One day. One week. One month. That was it for me. ✨ Prayer Father, thank You for what You have already provided. Help me pause before I spend, see what is already in my home, and use it with care. Give me wisdom to know what I need and honesty to adjust what needs adjusting. In Jesus' name, amen.