My podcast is officially back and the newest episode went LIVE this morning!! In this episode, I'm looking back nearly 10 years ago to the start of my own budgeting journey. Spoiler alert: we were in a loooottt of debt. Tune into this episode to learn more about how that debt broke down, and the other goals we've accomplished over the years. And no, not all were completely necessary at the time, but we didn't want to wait to live our lives while also paying down debt. Listen now to hear my full story! ​Click here to listen to Episode 21. From $220k in Debt to Traveling the World​

Trying to figure out EXACTLY how much money you need to live on can be stressful. So why don't you start with a gentle estimate first? I have a tool that will help you do just that. And maybe you only even get through the first question today. That's ok. Taking the first step is a huge deal! Because feeling safe with your money is important. What would feeling safe with your money mean for you? Check out the free tool here (no opt-in required) and take a gentle first step with your money.

If looking at your expenses feels overwhelming or you can't even bring yourself to open bills that come in the mail, I'd encourage you to pause and continue forward with a few tiny actions to help build your money muscle. Imagine jumping into the deep end of the pool when you don't know how to swim! That's pretty much what it can feel like when you've never budgeted before and you try to open you banking app to see what's going on. Complete. Overwhelm. That's why, inside The Empowered Money Circle, I encourage you to start with the 5 day Money Confidence Challenge. Five days of small, private moments with your money. Each one takes just a few minutes and you don't have to share your actions with anyone else. You can start anytime but since we just started a new month, we are working through this together this week! There's still time to jump in! Errrr...I mean, there's still time to gently dip your toe in the water. (No jumping into the deep end yet, remember!) These first five days are about gentle actions that will get you used to the temperature, one day at a time, one tiny toe at a time! Join us here and test the waters for free.

If you have been following along, I've been sharing 5 steps to becoming a credit card company's least profitable customer. Without further ado, here is step 5! STEP 5️⃣- Pay off your balance every month before the end of the billing cycle. Once you are able to pay off your balance in full each month, you too can be a proud deadbeat!! -------- Need some help on your journey towards becoming a deadbeat? I help women wipe out $50k+ in debt with the exact system that got me out of mine.

Did you know credit card companies have a name for their least profitable customers? The ones who regularly use their cards, but pay their balance off in full each month before interest starts accruing? Yep. That term? Deadbeat. That's right. You're a deadbeat to credit card companies if you don't pay them interest! Who know such a negative word could carry such positive meaning? It took some time, but I'm a proud deadbeat! I cost credit card companies money by getting the points and paying off my balance in full each month. It didn't happen overnight, but the steps to doing it are actually pretty straightforward. Over the next few days, I'll be sharing 5 steps to becoming credit card company's least profitable customer. Here's step number 1! STEP 1️⃣- If you're not paying off your balance every month, stop using your card until you can. Getting points is NOT doing you any favors and the annual interest you pay is 20x the rewards. Can't stop yourself? Delete the saved card info from your favorite online shopping sites. Cut up the card. Fill a gallon bag with water, drop the card in, and put in the freezer. The point is to make it harder to use your card so you can break the habit. -------- Need some help on your journey towards becoming a deadbeat? I help women wipe out $50k+ in debt with the exact system that got me out of mine.