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Sarmaaya Skool

6.2k members • Free

65 contributions to Sarmaaya Skool
Buy back your time!
Elon Musk doesn't have more time than you. Same 24 hours. Every single person. So how does he run five companies at once? He bought other people's time. Every employee at Tesla, SpaceX, and X is working so he doesn't have to. You can do the same thing without starting a company. Buy shares. Every business you own has people showing up, working, and generating profit. You get paid without lifting a finger, through dividends or share price growth. That is buying back your time. Most people trade time for money their whole life. Wealthy people flip it. They use money to buy time instead. On Sarmaaya.pk we help you find companies worth owning, so they can work for you. Buy back your time. - Laeeq Ahmad via Linkedin https://lnkd.in/p/d9Wfn2UX
Indeed true.
Very disappointed to see people’s reactions in the comments.
Please don’t worry about what such people say. When someone is doing better than them, instead of appreciating that person, learning from them, or supporting them, some people start trying to put them down. They neither want to learn nor improve themselves, and they don’t want to see others move forward either. Their focus remains on personal politics, unnecessary discussions, and talking about other people. It is better to ignore such negativity and stay focused on learning, understanding the financial markets, improving your skills, and moving forward. We would also like to sincerely thank Sir Ammar, Sir Laeeq, Sir Faraz, and all the mentors and the entire Sarmaya team. We didn’t adopt you—you adopted us. You welcomed us, made us part of your journey, and have been taking us along with you. InnshaAllah, when a person starts walking on the right path, keeps learning, and continues working hard, success eventually follows. We are truly grateful to all of you. Your work is excellent, MashaAllah. We genuinely appreciate you, respect you, and consider you highly valuable mentors. Our prayers are always with you. Alhamdulillah, we learned from you, and from the day we started learning from you, by the grace of Allah, we started improving in our trading and became profitable. This is a great blessing from Allah and also a reflection of the effort and guidance you have given us. May Allah reward you all, bless you with even greater success, and give us the ability to continue learning, growing, and progressing with you on this journey. We are sincerely grateful to every one of you. Thank you from the bottom of our hearts. May Allah always keep you successful and blessed. Ameen.
It's our culture to drag someone down who is up, create hurdles for those who are succeeding, our society has taught us that if someone is rich it means they use illegal methods or ways to get that money. Don't be disappointed in these people, use them as your energy to move forward.
A query to All
Salam ! Well in jan 2026 i got intrested in mutual funds saw lots of videos sarmaya and others was compelled and thought let see ! So i made an ubl account and based on the types i choose Al ameen shariah stock fund and alameen energy fund !! And based on there 5 year performence i say give it a shot ! Small amount 3000 in energy fund and 5000 in jan and 5000 in feb in alameen shariah !! So total 15000 !! And been watching now its august 7 months !! And energy fund is -333 and shariah is -400 something !! Anadaza krein 7 mahene ma postive tu kiya apni base value b cross nai ki tu kiyaa faidaaa tu invest in it !! Thought i share and see wht input or advice you can give !! Regards 👋 Lookin for an answer ! Thnx
7 months is not an evaluation period for stock‑based mutual funds — it’s noise. The funds are behaving exactly as expected for equity funds in a weak market cycle. A) You are not wrong to feel disappointed: You invested Rs 15,000, waited 7 months, and both funds are negative. Anyone would feel: “Yaar faida kya hua? Base value bhi cross nahi ki.” This feeling is normal. But the conclusion (“yeh fund bekaar hai”) is not accurate. B) Equity mutual funds NEVER work in 7 months: Here’s the simple rule: Stock‑based mutual funds are 3–5 year products, not 3–7 month products. Why? Because these funds invest in PSX stocks, and stocks move in cycles: - Some months up - Some months down - Some months flat If the market is weak (like early 2026), every equity fund will show losses, even the best ones. So their negative return is not a failure of the fund — it’s just the market cycle. C)Your chosen funds are high‑volatility funds - Al Ameen Shariah Stock Fund invests in pure equities → high risk, high volatility. - Al Ameen Energy Fund invests in energy sector stocks → even more volatile. These funds can easily be: - +20% in a good year - –10% in a bad year So a –333 or –400 loss on Rs 15,000 is not alarming. It’s actually normal behavior for equity funds. Final Conclusion: ✔️If you want long‑term growth: Hold for 2–3 years (minimum), not 7 months. ✔️ If you want stability: Then you should shift to income funds, not equity funds. ✔️ If you want quick returns: Mutual funds are the wrong product — you should not expect on fast profits. ✔️ If you want to continue: Invest in small amounts monthly (SIP style). This reduces losses and increases long‑term returns. Good Luck
Funding Car Payments With Investments: Installment 10 Update
Can your investment portfolio fund your car payments while still growing your wealth long-term? That's exactly what we're testing in the Car Financing Challenge. In this episode, we've just paid our 10th installment and we're sharing the full, transparent breakdown of how we got there. Inside this update: ✅ How we funded installment #10 ✅ Key investment decisions & moves ✅ Portfolio changes since the last check-in ✅ Our approach to profit booking & allocation ✅ How we handled market volatility ✅ Lessons learned at this stage ✅ Balancing a big financial commitment with active investing 🎥 Watch now: https://youtu.be/d9wljnF2fmw?si=XS0N3SX3k7eyMKaO 👍 Like if this was helpful 💬 Drop your thoughts or questions below!
What an amazing journey this has been for Car Payments with Investment. Practical work, implementation of what you preach. Still people say they don't know how to save money, double their money, earn more money. Keep It up Sir Laeeq.
Think you know football? Prove it!
We just dropped a full walkthrough of the Sarmaaya Fantasy Premier League Challenge, build your 15-player dream team, manage your £100M budget, and compete against FPL players across Pakistan all season long! 🏆 In this video: ✅ How to sign up ✅ Building your FPL team ✅ Budget & transfer rules ✅ Joining the Sarmaaya League ✅ Tracking points & rankings 🎁 Prizes up for grabs: 🥇 1st — Rs. 100,000 🥈 2nd — Rs. 50,000 🥉 3rd — Rs. 25,000 Plus Top 10 get a Yearly Sarmaaya Premium Membership! Whether you're an FPL veteran or brand new, this is your season to shine. 🚀 🔗 Watch here: https://youtu.be/zIRrpKfpPn4?si=V_4_0LXjlPl7yeJo 🙌 Are you in? Drop a comment and let us know you're joining!
Already joined, it's second week now.
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Makhdoom Abbas Cheema
4
41 points to level up
@makhdoom-abbas-cheema-9806
NRP trying to learn other form of Investments.

Active 4d ago
Joined Jul 8, 2026
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