🚧 Ground-Up Construction Financing Available! 🚧 Looking to finance a new construction investment property? Constructive Capital's Ground-Up Construction program is available for non-owner occupied SFRs, 2-4 unit properties, and PUDs. ✅ Loan Amounts: $200K - $2MM ✅ Finance up to 100% of construction costs ✅ Minimum FICO: 700 ✅ Purchase & Rate/Term Refinance Transactions Available ✅ Up to 90% Total LTC / 70% LTARV for qualified borrowers Experience Requirements: 🏅 Gold: 3-4 investment projects completed in the last 3 years 🏆 Platinum: 5+ investment projects completed in the last 3 years ❌ Silver (0-2 projects) is not eligible for Ground-Up Construction Have a deal to review? Send me: 📍 Property Address 💰 Land Basis/Purchase Price 🏗️ Construction Budget 📈 ARV 👤 Borrower Experience & FICO I'm happy to review the scenario and help structure the deal before submission. 📩[email protected] / ☎️(813)-210-9872 EXT 89806 #GroundUpConstruction #RealEstateInvesting #FixAndFlip #ConstructionLoans #RealEstateDevelopment #MortgageBroker #PrivateLending #ConstructiveCapital

🚀 Need a DSCR lender that can move fast? 🚀 At Constructive Capital, we're helping brokers close more investor deals with: ✅ Up to 80% LTV on purchases and rate/term refinances ✅ DSCR as low as 1.00x for qualified borrowers (720+ FICO) ✅ Short-Term Rental financing available ✅ Foreign National programs available ✅ Loan amounts up to $2MM ✅ Multipack pricing for portfolio investors ✅ Fast underwriting and quick closings 🔥 Coming 10/19: Our NEW broker portal featuring a built-in Loan Sizer so you can structure deals, run scenarios, Lock your own loan and submit loans even faster. Whether it's a single rental, STR, portfolio, or multifamily deal, let's see what we can do. 📩 Message me with your scenario and let's get it closed. #DSCR #RealEstateInvesting #MortgageBroker #InvestmentProperty #ShortTermRental #ForeignNational #ConstructiveCapital #BusinessPurposeLending #Multifamily #BrokerCommunity

I went to a conference this past weekend and I was asked, if we lend in the city of Detroit, of course I said yes but I wanted to confirm.

For your viewing pleasure: Conventional 10 yr Rates: 6.45%-9.25% USDA Rates: 6.35% - 8.80% Private Bank 10yr Rates: 6.75%-9.12% Ins. Rates 10yr: 6.50% - 9.30% CMBS 10 yr Rates: 7.10% - 8.80% Bridge Rates 2yr: 6.00% – 12.75% Fannie Mae 10yr Rates: 6.35% - 6.25% FHA Ins. Rates: 6.25%-7.60% Freddie Mac Stnd. Rates: 5.75% - 97.25% Freddie SBL Rates: 5.50% - 7.75% Construction Rates 2yr: 5.70% - 9.25% Mezzanine Rates: 8.12% - 13.36% The final rates on your loans depend on credit, collateral, and other factors.

Silver Hill just announced a promotion that we are paying you an additional .25% YSP above what you charge on loans that close by the end of the year.