We used to make good money and save diligently. But our money just sat in bank accounts and retirement accounts while we watched others grow their wealth in ways we didn't understand. It sucked because we felt too embarrassed to ask for help without looking foolish while working at an investment bank. We lived through the 2001 and 2008 market crashes but, investing felt too risky for people like us because we grew up without money. But then, in business school, we learned portfolio theory. We realized most mutual funds were largely a waste of time and that we could manage our own money better ourselves. Which led us to managing our own portfolios, achieving over 22% returns, building $10K+/month in passive income through real estate and the stock market, and retiring at 34. Want to know how we did it? Reply YES and I’ll DM you the details.

Working on an exciting new project that will help so many people achieve financial security. Anyone excited?

The Conversation No One Wants to Have (But You Need To) Lately I have been having a lot of conversations people who are caring for aging parents. The age ranges vary but the problems are all common. I try to address some of the topics in this week's newsletter. Hope you like it.

Roth IRA or Traditional IRA, which one do you recommend and why especially for a 25 yr old.

Hello All, I’m so happy to have this community and I’m looking forward to learning a lot : )