Everyone says "just start a SIP and wait." But what if you start at the wrong time in the market cycle and your money sits frozen for years, earning nothing? In our latest Sarmaaya Explain, we looked at the real story behind SIPs in the KSE-100: 📊 Bull, bear and sideways cycles (they usually run 8 to 9 years!) 📉 What happened to people who invested around the 2017 peak 🥇 Stocks vs gold vs low-risk options 🏦 How interest rates move the market The honest takeaway: long-term investing doesn't automatically mean long-term wealth. Where and when you put your money matters just as much as how long you stay invested. ▶️ Watch the full episode here: https://youtu.be/ZhXHH4MGCUQ?si=lBMLYIccyhXgcCsq 💭 Now we want to hear from you: Would you spread your savings across stocks, gold and low-risk assets, or are you all-in on the KSE-100? Tell us your strategy in the comments