Crypto just became dangerously easy to buy in the UK… or is that actually a good thing? 🇬🇧 Robinhood has launched crypto trading for UK investors, with access to 50+ cryptocurrencies alongside stocks and other investments. More competition and easier access sounds great. But there’s another side to this… Does making crypto this accessible help people build wealth — or make it easier for inexperienced investors to lose money? Good news for UK investors… or not? 👇

Markets may have just been given a reason to breathe. 📈 After a surprisingly weak US jobs report, expectations of further rate hikes eased, helping risk assets and technology stocks finish the week strongly. ✅ Bitcoin held around $65,000 ✅ Ethereum remained resilient ✅ The Nasdaq gained more than 5% on the week ✅ Markets are increasingly pricing in the possibility of lower interest rates Institutional money continues to flow into both crypto and technology, but this week’s inflation data could determine where markets go next. The big question is: are we witnessing the start of another leg higher, or is volatility still around the corner? What are you watching most closely right now: Bitcoin, Ethereum or AI stocks? 👇 #Investing #Bitcoin #Ethereum #Technology #StockMarket #PersonalFinance

5.7% guaranteed returns from UK government bonds… so should investors stop buying index funds? For years, interest rates were close to zero and many of us felt forced into the stock market if we wanted our money to grow. But things have changed. Today, some UK government bonds are offering yields of around 5.7%, raising a big question: Should long-term investors still be buying index funds, or are bonds suddenly the better option? In my latest video, I compare: ✅ UK government bonds vs index funds ✅ The risks nobody talks about ✅ What happened in 2008, 2020 and 2022 ✅ How I’m personally thinking about asset allocation in 2026 I’m not telling anyone what to buy—I’m simply trying to help normal working people make better financial decisions. What’s more attractive to you right now: a potential 5.7% return or the long-term growth of global index funds? 👇 Let me know in the comments, and if you’d like the full video, type “BONDS”.

Don't Let an AI Bubble Stop You Building Wealth. Every few years investors convince themselves that "this time is different." In 1999 it was the internet. Today it's AI. Could we be in an AI bubble? Maybe. But here's the mistake I see ordinary investors making... They think they need to predict whether AI will crash before they invest. You don't. IT’S 100% NOT ABOUT TIMING THE MARKET. IT’S ABOUT TIME IN THE MARKET. Investing isn't about predicting. It's about behaviour. The investors who build wealth over 20 or 30 years aren't the ones who perfectly time the market. They're the people who continue investing whether markets are: - Expensive - Cheap - Euphoric - Terrified They simply keep buying. Month after month. Year after year. That's why I'm such a big believer in Dollar Cost Averaging (DCA). If AI crashes...AWESOME. Your monthly investment buys more shares. If AI keeps booming...AWESOME. Your existing investments continue growing. Either way, your investing plan doesn't change. Remember the Dot-Com Bubble? In 2000 everyone thought they knew who would dominate the internet. Many were wrong…. Cisco was supposed to own the future. Yahoo looked unstoppable. Google was nowhere. Hundreds of companies disappeared altogether. Yet one company (sorry one of the few companies) quietly survived the crash...Amazon. Its share price fell more than 90%, but long-term investors who stayed invested were eventually rewarded many times over. The lesson wasn't that bubbles don't happen—it was that identifying the ultimate winners in advance is incredibly difficult. That's why I prefer broad investing rather than trying to pick tomorrow's winners. Your Behaviour Matters More Than Your ETF People spend hours asking: "Which ETF should I buy?" The better question is: "Can I keep investing every month for the next 20 years?" Or even 10-15 years is enough in many cases depending on age and your own individual circumstances. Because consistency beats perfection.

What day would everyone like our newsletter to be published?