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Owned by Raine Quinn

Helping single women 40+ — from single moms to empty nesters — take control of their budget so they can pay bills confidently and save with clarity.

Helping new entrepreneurs turn ideas into income using AI prompts, structure, and mindset . Every big dream starts with a RaineDrop.

2 contributions to Secure Your Benefits Premium
HELP!
I just turned 65 and I'm trying to decide whether or not to start Social Security or not. If I wait until I'm 67 I will gain $300 per month which is definitely be better. My problem is having to sign up for Medicare and having to pay out of pocket until I start SS. I was married for 34 years before getting a divorce. Can I draw on my ex-husband's benefits to cover the cost of my Medicare so that I can wait until I'm 67 to start to draw my SS?
3 likes • Aug 17
@Ed Weir Hello, does this mean we can get our own benefits plus up to 50% of our ex-spouse?
2 likes • Aug 17
@Ed Weir Wow! Thank you so much. I need to get Busy!
Is it too late to apply for benefits?
Hello everyone, I worked in CT since I was 16 until I was no longer able to for medical reasons. My last insured date is 2017 and I have about 12 years of work history. In 2015 the military rated me as totally and permanently disabled. Can I still claim social security benefits if I have medical documents proving that I was not able to work before my last insured date?
1 like • Jul 23
@Ed Weir Thank you for creating a course on how to file for disability. You are saved me some time !
1-2 of 2
Raine Quinn Phillips
1
1 point to level up
@raine-phillips-1973
I teach Women 45+, AI, Biz & Budgeting Skills for Life & Business. Moderator for YF5K, PSiaB & Lovable Income Challenge with Arlan [Mon-Thu & Sat]

Active 1h ago
Joined Jul 23, 2026
INTJ
US Midwest
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