Activity
Mon
Wed
Fri
Sun
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
What is this?
Less
More
(Free)The Creditpreneur Group
10.5k members • Free
Sunnyside Wealth Builders
44 members • Free
LetsGetFunded Starter (Free)
18.5k members • Free
3 contributions to LetsGetFunded Starter (Free)
Apr '25 •
Tradeline(s)
Free game alert: I do not proclaim to be a credit influencer and/or coach but I can assure you that I know just as much as most of the best in the mix. I recommend that you schedule a consultation with whichever tradeline brokerage firm you choose and only add them after you have built out your profile with at least 6 months solid primaries, no derogatory items, late payments, and 0- 2 inquiries per bureau. MAKE SURE THAT IF YOU DECIDE TO ADD TRADELINE(S) TO YOUR PROFILE THAT IT WILL NOT PUT YOU IN JEOPARDY WITH THE 5/24 RULE BY CHASE. You're welcome! - https://www.boostcredit101.com/ - https://www.improvemycreditfitness.com/ - https://tradelinesupply.com/ - https://tradelinegenie.org/ - https://superiortradelines.com/
0 likes • Apr '25
@Brandon Loveless Here are my thoughts. I always suggest that when you have credit cards that you use them to pay for everything that you need and want, and that you use your debit cards to pay those balances back. 0-10% utilization if your in in the middle of strategic sequence of credit card stacking. Otherwise, it won't hurt to carry no more than a 30% utilization. That way it is almost impossible to get stuck with high balances. Now here are my thoughts. - You may look at debt consolidation. Only you can make the determination if this will work for you. - You may look at getting applying for a loan with Light Stream. They pull from Eq or Tr. So if the card(s) you have were pulled with either one of these bureaus make sure you get the utilization down to under 10% first. They will approve loans for almost anything. You could then take that money and pay down your cards. Then after that apply for business credit/lines of credit and use some of the money to take care of your personal needs. - If you're married and your Wife's credit profile is structured correctly have her apply for credit cards strategically. Take that money and use it to pay down your balances. Let me put this in all caps for everyone to see. IF YOU ARE MARRIED AND ARE AUTHORIZED USERS ON EACH OTHERS CREDIT CARDS YOU ARE DOING YOURSELF A DISSERVICE. EACH SPOUSE SHOULD HAVE THEIR OWN CARDS AND KEEP THE PROFILES SEPARATE. BECAUSE IF BOTH ARE ATTACHED TO THE SAME PROFILE BOTH OF YOU WILL SEE YOUR SCORES AFFECTED. This is all I can think of for now. If you have any questions let me know.
1 like • Apr '25
@Brittany Leflouris Nav is only good for building business credit. I do not use Chime's credit builder. I have multiple primary tradeline suggestions but I will give you 3. https://www.self.inc/ ($48 mo) will receive a Self Visa credit card after 3 months of on time payment https://www.kovocredit.com/ ($10 mo) $240 installment loan reported https://getbuild.com/ ($25 mo) Each one of these reports to all 3 bureaus. There is a very strategic way that I suggest you build out your profile. Hopefully, this satisfies your inquiry.
Mar '25 •
Add more credit age 🔥
If you need to add credit history to your report, sign up at https://www.rentalkharma.com/startnow/ They report backdated rent history to TransUnion and Equifax. When signing up, use the name of someone you know who owns a home and list them as your landlord. Inform them that the company will contact them to verify your tenancy. To maximize the benefit, enter that you’ve been living at the address for 10+ years, so you can receive a strong credit history. This will also ensure that all your payment history is reflected based on the duration you've claimed for the address.
4 likes • Mar '25
Free game alert: boompay.app or creditrentboost.com report to all 3 bureaus and can back date too.
💎
Mar '25 •
🔥 I’ve secured $973,908 in business funding—WITHOUT ever showing a tax return! LIVE CALL TONIGHT @ 8PM EST
Most business owners struggle to access high-limit funding because they think they need tax returns, bank statements, or years in business. That’s NOT the case. I’ve cracked the code, and I’m revealing everything on this live call. 📌 Check the image below & add this to your calendar! 📢 Here’s what you’ll learn: ✅ How to get approved for high-limit funding—NO tax returns, NO bank statements ✅ The exact steps I took to secure nearly $1M (and how YOU can do the same) ✅ My blueprint for hitting another $1M in funding—this time, leveraging tax returns strategically ✅ How to make $10K+ per month with Lets Get Funded (LGF) by helping others access capital ✅ Why access to capital is the #1 key to business growth—and how to get it NOW 🎥 Watch this quick video before the call: https://www.loom.com/share/e539f94f605341c9ad55b948f14c40f6?sid=4827bb72-aa61-48c3-a184-29c490682a66 🤑 LGF!!! 🔥 DON’T MISS IT! 📅 TONIGHT | 8PM 📌 https://us06web.zoom.us/j/87533228926
1 like • Mar '25
That is incredible! However, a Black person will never secure that amount of money without having to show a tax return and a blood sample.
1-3 of 3
@randolph-thompson-9607
Here to soak up all aspects of the credit game like a sponge, and go from education, to application, to celebration!
Active 93d ago
Joined Mar 2, 2025
Powered by