1. Ki faktè ki gen plis enpak sou yon FICO score? A) Credit mix B) Payment history C) Laj kont yo (length of credit history) D) New credit / inquiries 2. Jean gen 2 credit cards. Kat A gen yon limit $1,000 ak yon balans $900. Kat B gen yon limit $9,000 ak yon balans $0. Ki TOTAL credit utilization li? A) 90% B) 45% C) 9% D) 0% 3. Si w tcheke pwòp rapò kredi w oswa pwòp score ou, kisa k rive? A) Sa baw yon hard inquiry epi score ou bese B) Sa baw yon soft inquiry epi li pa afekte score ou C) Bureau a mete yon nòt sou dosye w D) Ou ka tcheke l sèlman yon fwa pa ane 4. Mr Bikool fè $6,000 pa mwa anvan taks, epi li touche $4,800 apre taks. Tout peman dèt li chak mwa vini $1,800. Ki DTI ( debt to income ratio) li ye? A) 37.5% B) 30% C) 26.7% D) 33% 5. Ou gen yon card ansyen depi 12 an, li pa gen balans, epi pandan 2 mwa pase ou komanse pa itilize l. Si w fèmen l, kisa k ka rive? A) Score ou ap monte paske w gen mwens kredi disponib B) Kont lan disparèt sou rapò a menm jou a C) Utilization ou ka monte paske w pèdi limit kat sa a, epi score ou ka bese D) Anyen pa chanje LAGE REPONS OU NAN COMMENT LAN, ANN TESTE KONESANS OU, PA GEN CHEAT!!! 👇