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Sarmaaya Skool

6.2k members • Free

8 contributions to Sarmaaya Skool
Buy Low Sell High Strategy With SIP - Practical Implementation
I have watched @Laeeq Ahmad Bhai video titled: Buy Low Sell High multiple times. Based on the presentation I really liked this strategy and it suits me as I don't have much time to invest. I can start investing with this plan and would like to implement practically for my case. I would like to combine this strategy with SIP. I want to simulate returns with SIP based on data actual historical data, how can I do it? Buying Stock Market and mutual fund is easy, but buying Fractional Gold and physical US Dollars is most of the times is not possible. As Exchanges demand US visa for this purpose. I can buy gold from Meezan Mutual fund but it is not open to invest most of the time. We can not buy Gold on Spot price in PMEX. Do you know any other way to buy gold safely? Rather than buying physical USD can we buy it in any Exchange like Binance. Is it legal to do transaction on Binance? Thanks, this might help others as well for actual implementation.
2 likes • 4d
Thanks @Muhammad Saqib Abrar for detailed answer. I will look into Fasset for buying gold.
📢 How to Access All Webinar Recordings
Missed a live session or want to rewatch one? All our webinar recordings are available right in the Classroom! Here's how to find them: 1️⃣ Go to Classroom 2️⃣ Open the class called "Live Q&A Sessions" 3️⃣ You'll see categories like Forex Fundamentals, Technical Analysis, Investment Mastery, and more 4️⃣ Click on the category you're interested in 5️⃣ All related webinar recordings will be right there for you to watch anytime! That's it. Happy learning! 🎓 (you can find screenshots with options to select highlighted in yellow)
📢 How to Access All Webinar Recordings
1 like • 4d
Thanks, this is exactly what I was looking for.
💡 Can saving money be the smartest investment you make this month?
We usually think of investing as putting money INTO something; stocks, property, a business. But what about the money you're already losing every month without realizing it? In this episode of Sarmaaya Talks, we sat down with Syed Owais, a content creator obsessed with research-driven takes on tech, appliances, and energy savings, to talk about the other side of wealth building: spending smarter, not just investing harder. We got into: ⚡ Solar panels, batteries & the shifting net-metering rules 🔌 Real ways to cut your electricity bill without living in the dark ❄️ Inverter ACs, maintenance hacks & why efficiency = savings 🏠 Home automation and whether it actually pays for itself ⏱️ Why your time has a price tag too, and how to factor that into ROI The line that stuck with us: don't just ask where to invest your money, ask where to invest today so you save more tomorrow. 🎥 Watch the full episode here: https://youtu.be/aUCvhGvnUgM?si=OPWMDMFCNMrC_UWE 👇 Your turn: what's one expense in your life you think a smarter investment could actually shrink? Electricity? Maintenance? Something else entirely? Drop it in the comments, we're curious what's eating into everyone's budget.
2 likes • 4d
@Saleem Awan That's great. But you can invest even more if you simply change your AC fans to DC, if not already. Based on my usage scenario, the amount I am going to invest in DC fan will be recovered within 18 months. That is more than 50% ROI.
You don't need to predict the market. You need a strategy that doesn't care what it does next.
Most investors spend their energy trying to guess which asset will outperform this year, stocks, gold, USD, mutual funds. The irony? The investors who consistently do well often aren't the best predictors. They're the best rebalancers. In our latest video, we take a Rs. 1 lakh portfolio split across stocks, mutual funds, gold, and USD, and show what happens when you simply rebalance it annually; selling a bit of what's up, buying a bit of what's down. No forecasting. No timing the top or bottom. Just discipline. We walk through how this portfolio actually performed across different market cycles in Pakistan, why annual rebalancing helps control risk without killing returns, and how Sarmaaya's tools make the whole process far less tedious than it sounds. If "buy low, sell high" has always sounded easier said than done, this video shows you a systematic way to actually do it. 🎥 Watch here: https://youtu.be/rLifs0M4oAc?si=ZLZWvIcw3Lb6EF-J Would you rebalance a portfolio like this, or do you prefer picking your own winners? Let us know below.
0 likes • 5d
@Ahmed Bilal Same question
1 like • 5d
I have watched @Laeeq Ahmad Bhai video titled: Buy Low Sell High multiple times. Based on the presentation I really liked this strategy and it suits me as I don't have much time to invest. I would like to do it passively. I can start investing with this plan and would like to implement practically for my case. I would like to combine this strategy with SIP. I want to simulate returns with SIP based on data actual historical data, how can I do it? Buying Stock Market and mutual fund is easy, but buying Fractional Gold and physical US Dollars is most of the times is not possible. As Exchanges demand US visa for this purpose. I can buy gold from Meezan Mutual fund but it is not open to invest most of the time. We can not buy Gold on Spot price in PMEX. Do you know any other way to buy gold safely? Rather than buying physical USD can we buy it in any Exchange like Binance. Is it legal to do transaction on Binance? Thanks, this might help others as well for actual implementation.
Funding Car Payments With Investments: Installment 10 Update
Can your investment portfolio fund your car payments while still growing your wealth long-term? That's exactly what we're testing in the Car Financing Challenge. In this episode, we've just paid our 10th installment and we're sharing the full, transparent breakdown of how we got there. Inside this update: ✅ How we funded installment #10 ✅ Key investment decisions & moves ✅ Portfolio changes since the last check-in ✅ Our approach to profit booking & allocation ✅ How we handled market volatility ✅ Lessons learned at this stage ✅ Balancing a big financial commitment with active investing 🎥 Watch now: https://youtu.be/d9wljnF2fmw?si=XS0N3SX3k7eyMKaO 👍 Like if this was helpful 💬 Drop your thoughts or questions below!
1 like • 5d
I am also following this series. Anyone who wants to copy this, should have market knowledge. I am following Sarmaaya channel for about 3 years now. Before this I had no knowledge on how to manage my money. I was always stressed about money, no savings and no plan as well. Based on the learnings I feel a lot more confident and a lot more focused with plan for everything. Starting with my emergency fund, health and life insurance, pension for my retirement, plan to buy my house and save for kids education. Thanks to everyone in Sarmaaya team for sharing so much knowledge for people like me who had no guidance on money management.
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Saad Zafar Khan
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@saad-zafar-khan-4172
Software Professional with 10000+ hours of coding and 4000+ hours team management expertise. Expert in .Net Technologies

Active 3d ago
Joined Jun 2, 2026
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