Stack Method deals, aka seller carry-backs are getting a lot of attention right now, and for good reason. Investors are acquiring properties with little to nothing down and in some cases walking away from closing with money in their pocket instead of bringing it to the table. Plus, wholesalers are receiving higher assignment fees for negotiating these types of deals. Are you interested in using the Stack Method acquisition strategy? Here's a checklist of the non-negotiables in order for this type of deal to work: 1. It must be an investment property (not owner-occupied) If you or someone is buying it to live in, it's a no-go. 2. There must be a new DSCR loan This is the foundation. You can't do Stack Method on Subto deals, straight seller finance, or anything without a fresh institutional loan. The new loan is what makes the whole structure possible. 3. The seller must have enough equity and agree to carry back They need skin in the game to carry back a note as part of the deal. 4. You need two separate transactions The Stack Method requires structuring this as two distinct closings, not one combined transaction. Everything else is negotiable. Beyond those four requirements, there's flexibility in how you structure the deal, who brings capital (a transactional funder like me, a capital partner, or your own money), and other variations. But those four items? Non-negotiable.

Hi 👋🏽 my name is Terica and I am a transactional funder. I’m looking to connect with fix and flippers, wholesalers, and buy and hold investors who are looking to scale their businesses and need reliable funding. I fund EMDs, double closes, and Stack Method deals. I also broker hard money for fix & flips, DSCR loans, rental portfolio loans, bridge loans, and ground-up construction loans. When funding isn’t a problem, you are free to go out and do more deals.