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79 contributions to The Funded Business Method
Pop up Q&A?
Ask me anything and I will dive deep into your situation. Now before you say "Here comes the pitch." Judge me based on everything I've given you guys. Nothing I've given you is watered down. "So how do you make your money then?" Charging people for my time for 1 on 1 consulting.
Charging for 1 on 1 time is straightforward, no watered down product in between. When you dive into someone's stack, you looking at personal utilization or the biz side first?
Give away my funding method?
At this point there are no "secrets" in funding. It comes down to how quick you want results. Doing it all yourself takes time. You must study, take notes, and implement. All you are doing is putting in the work to figure it out yourself. The only reason people hire me...is for my time. So that I can view their situation. And then apply what gets them to results faster. Because you don't have to pull every single lever. To be able to make progress. You just need to know what levers to pull. And when to pull them. Back to my original question. Should I give away all my funding methods to you guys?
Not pulling every lever is the actual shortcut. I'm sequencing apps by bureau so the strongest report takes the hits that matter.
Got Approved for 2 Business Credit EIN Only Corporate Accounts!
One of the hacks I learned about is how to purchase flight and hotel gift cards for Business Travel . I have to add to it because the amount was not high , but after 3 on time payments... I can request an increase.
Got Approved for 2 Business Credit EIN Only Corporate Accounts!
Securing two EIN-only accounts is a massive win for separating your personal liability. Knocking out those early payments is smart since D&B usually needs three reporting tradelines to actually generate your Paydex score.
What else can I help you with?
I have a whole process of always getting updated data points from banks. And how I find my secrets lenders as well. Would that help? Or anything else please let me know. Thanks
I'd love to see your process for tracking geo-fenced credit unions. The smaller the regional footprint, the more likely they are to manually underwrite based on relationships.
I would definitely read a breakdown on how you source those hidden lenders. Relying on six-month-old underwriting rules is a quick way to catch an unexpected denial, so your system for pulling fresh data points sounds highly valuable.
Overdue Introduction
My name is Adam and I am new to the credit space. My main focus is Industrial Environmental Compliance and Vacant Land Due Diligence (Dirt Diligence). I also have a small residential wholesaling operation focused on the Atlanta, Detroit, and Outer Chicago suburbs. All ventures are heavily integrated with AI. I joined this group for 2 main reasons. 1.) David leads with authenticity, something we desperately need more of and I support that wholeheartedly, and 2.) I want to be knowledgeable in credit and business funding for scaling my own ventures. Currently around a 660 credit score after pulling a mortgage on a new house and a couple 0% cards. Utilization is in the 30% range and dropping.
Leaving us on a cliffhanger with that cutoff at the end! "Dirt Diligence" is honestly a brilliant name for a niche. Getting the credit side dialed in is going to be a massive asset for floating those wholesale deals.
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Troy Johnston StackEasy.ai
4
31 points to level up
@troy-johnston-8470
Founder @ StackEasy.ai. Turn credit into capital. App for your card stack, 0% APR windows & funding readiness. 28+ cards deep, happy to talk strategy.

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Joined Feb 19, 2026
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