3.25% VA assumable mortgage + an estimated $9,123 equity gap 👀 📍 1706 Stafford St, Gretna, LA 70053 💰 Asking price: $239,000 🛏 3 bedrooms 🛁 2.5 bathrooms 📐 1,502 sq ft 🏡 Built in 1981 🚫 No HOA Shown as active on Zillow and for sale on MLS-fed sources when checked October 19, 2026. (zillow.com, compass.com) 🇺🇸 VA ASSUMABLE LOAN The listing explicitly advertises a 3.25% VA assumable mortgage. This one stands out because the modeled remaining loan covers approximately 96% of the asking price. That means a potentially smaller equity gap than many low-rate assumptions. Approval and exact terms still need verification. (zillow.com) 🔎 HOMES.COM MORTGAGE CHECK Original recorded loan: $255,750 Recorded date: December 23, 2021 Loan type: VA Public-record status: Open Lender/current servicer: Not available in the accessible record. (homes.com) Estimated current balance: $229,877 Estimated remaining term: 25.25 years Our amortization estimate assumes an original 30-year loan at the advertised 3.25%, with 57 scheduled payments. Extra payments, missed payments or modifications could change these figures. This is not a verified payoff. 💵 ESTIMATED EQUITY GAP Purchase price: $239,000 Estimated assumable balance: $229,877 Estimated gap: $9,123 Approximately 3.8% of the asking price. Closing costs, assumption fees, prepaid taxes, insurance and any additional liens are extra. This is NOT a $9,123 total cash-to-close quote. 📉 MODELED PAYMENT SAVINGS Same estimated $229,877 balance and 303-month remaining term: Assumed loan at 3.25%: $1,113/month principal and interest Illustrative new loan at 7%: $1,619/month principal and interest ✅ Estimated savings: $506/month ✅ Estimated annual savings: $6,069 The 7% rate is an illustration, not a current lender quote. Taxes, insurance, fees and any equity-gap financing are excluded. 🏡 PROPERTY HIGHLIGHTS • Listing reports a full renovation in 2021, including the roof and major systems

📍 517 Hamlin Rd, Jackson, GA 30233 💰 Asking Price: $374,900 🛏 3 beds | 🛁 2 baths | 📐 2,035 sqft 🏡 Built in 1998 | 2-car garage 🌳 2.61 fenced acres | Gated entrance 🏘 HOA: None ✅ Status: For sale on Redfin; Zillow shows active but still displays the older price. 🇺🇸 ASSUMABLE LOAN • Loan type: VA • Advertised interest rate: 2.75% • Advertised remaining balance: approximately $228,000 • Remaining term and actual payment: pending verification • Assumption subject to lender/servicer approval 🔎 HOMES.COM MORTGAGE CHECK Public records show a $264,180 mortgage originated in December 2020, marked open. The current listing advertises the VA loan’s rate and approximate balance. Current servicer and exact payoff still need verification. 💰 ESTIMATED EQUITY GAP $374,900 asking price − $228,000 advertised loan balance = Approximately $146,900 upfront, plus closing costs 📉 MODELED PAYMENT SAVINGS Comparing the same $228,000 balance over an illustrative 24-year remaining term: • At 2.75%: approximately $1,082/month • At 7%: approximately $1,636/month • Difference: approximately $554/month • Approximately $6,650/year Principal and interest only. The 7% rate is a comparison scenario, not a current quote. Actual remaining term and payment must be confirmed; taxes and insurance are additional. 🏆 PRELIMINARY AHC SCORE: 6.5/10 Excellent advertised rate and acreage, but the substantial equity gap limits accessibility. This is a stronger candidate for a buyer bringing equity from another home. ✅ WHY IT STANDS OUT • Advertised 2.75% rate • Brick ranch with updated kitchen • Private acreage and no HOA • Recent $10,000 price reduction • Listing offers a one-year home warranty ⚠️ WHAT NEEDS CHECKING • Mortgage statement, servicer and assumption requirements • Exact balance, remaining term and total monthly payment • Seller’s requirements regarding VA entitlement • Roof, HVAC and septic condition • Total cash needed to close 🔗 PROPERTY LINKS Zillow: https://www.zillow.com/homedetails/517-Hamlin-Rd-Jackson-GA-30233/69832551_zpid/

A 2.75% FHA mortgage could make this one worth a closer look 👀 📍 7814 Colapissa St, New Orleans, LA 70125 💰 Asking: $229,900 🛏 2 bedrooms + bonus room 🛁 2 bathrooms 📐 1,242 sq ft 🏡 Built in 1924 Shown as active on Zillow and an MLS-fed brokerage site when checked October 16, 2026. (zillow.com, craft.realty) 📉 ASSUMABLE FHA LOAN The listing advertises a 2.75% FHA loan with approximately $223,000 remaining. That balance is seller-advertised, not a verified current payoff. Buyer approval and assumption terms must be confirmed with the servicer. (zillow.com) 🔎 HOMES.COM MORTGAGE CHECK Original recorded loan: $245,471 Loan type: FHA Recorded: August 24, 2020 Public-record status: Open Current servicer: Not verified. (homes.com) Our estimated current balance: $210,585. This estimate assumes an original 30-year loan at the advertised 2.75%, with 73 scheduled payments and no modification, extra payments or missed payments. The difference from the advertised $223,000 needs clarification. 💵 ESTIMATED EQUITY GAP Asking price: $229,900 Modeled current balance: $210,585 Estimated gap: $19,315 Approximately 8.4% of the asking price. If the advertised $223,000 balance is still accurate, the gap would instead be $6,900. Neither figure includes closing costs, assumption fees, prepaid expenses or any additional liens. 💸 MODELED PAYMENT SAVINGS Using the estimated $210,585 balance and 287 remaining payments: At 2.75%: $1,002/month At an illustrative 7%: $1,514/month Estimated P&I savings: ✅ $511/month ✅ $6,137/year Same balance and remaining term for both calculations. These are estimates, not lender quotes. Taxes, insurance, FHA mortgage insurance and gap financing are excluded. 🏡 PROPERTY HIGHLIGHTS • Bonus room for added flexibility • Original wood floors • Central heating and air • Fenced backyard and porch • Public water and sewer • On-street parking. (craft.realty)

A 3% VA assumable mortgage near the Virginia Beach oceanfront 👀 📍 500 Barberton Dr #201 Virginia Beach, VA 23451 💰 Asking: $185,000 🛏 1 bedroom | 🛁 1 bathroom 📐 770 sq ft | Built 1990 🏡 End-unit condo 🚗 1 parking space 🏢 Condo fee: $360/month Active listing checked October 15, 2026. Recent Zillow results and the MLS-fed listing show the $10,000 price reduction to $185,000. (zillow.com, treg.com) 🇺🇸 ASSUMABLE VA LOAN Advertised interest rate: 3% The listing explicitly offers a VA assumption. Buyer qualification, servicer approval, occupancy and any seller entitlement-substitution requirements need confirmation. (zillow.com) 🔎 HOMES.COM MORTGAGE CHECK Original recorded loan: $118,668 Recorded: July 14, 2020 Loan type: VA Public-record status: Open Lender/current servicer: not shown in the accessible record. (homes.com) Estimated current balance: $102,100 Our estimate assumes an original 30-year loan at the advertised 3%, with 74 scheduled payments made and no modifications or extra principal payments. This is an amortization estimate, not a verified payoff. 💵 ESTIMATED EQUITY GAP $185,000 purchase price − Est. $102,100 loan balance = Est. $82,900 equity gap Approximately 44.8% of the price, before closing costs, assumption fees and reserves. Any approved gap financing adds another payment. 📉 MODELED PAYMENT SAVINGS Using the estimated balance and 286 months remaining: Assumable at 3%: Est. $500/month P&I New loan at an illustrative 7%: Est. $735/month P&I 💵 Estimated savings: $235/month 💵 Approximately $2,817/year Same balance and remaining term for both calculations. Taxes, insurance, condo fees and gap financing are excluded. 🏠 MONTHLY OWNERSHIP BUDGET Est. principal and interest: $500 2025 property taxes: approximately $140/month Listed condo fee: $360/month Subtotal: approximately $1,001/month BEFORE insurance, gap financing and maintenance. The public tax history shows $1,683/year, higher than the $1,082 in the listing’s tax field. Confirm the current bill. Insurance remains unquoted. (zillow.com)

A 2.75% VA mortgage opportunity with an estimated $24,900 equity gap 👀 📍 14749 Vassar Ct, Magalia, CA 95954 💰 Asking: $275,900 🛏 3 bedrooms | 🛁 2 bathrooms 📐 1,462 sq ft | Built 1990 🚗 2-car garage 🌳 0.23-acre lot 🏊 HOA: $350/year, approximately $29/month Active listing checked October 14, 2026 through current Zillow results and MLSListings. (zillow.com, mlslistings.com) 🇺🇸 ASSUMABLE VA LOAN Advertised rate: 2.75% Advertised remaining balance: approximately $251,000 Advertised payment: approximately $1,835/month including taxes and insurance. Listing specifies a veteran buyer. Servicer approval and entitlement requirements must be confirmed. The advertised payment is not a new insurance quote or guaranteed buyer payment. (coldwellbankerhomes.com) 🔎 HOMES.COM MORTGAGE CHECK Original recorded mortgage: $278,684 Recorded: January 2022 Loan type: VA Public-record estimated balance: $253,393 Lender/servicer: not identified in the accessible record. Important discrepancy: Homes.com displays 3.45%, while the current listing advertises 2.75%. Neither public-record estimates nor listing claims replace a current mortgage statement and verified payoff. (homes.com) 💵 ESTIMATED EQUITY GAP Using the listing’s approximate balance: $275,900 purchase price − $251,000 loan balance = $24,900 estimated gap That’s approximately 9% of the price, before closing costs, assumption fees and reserves. Any gap financing requires approval. 📉 MODELED PAYMENT SAVINGS Using $251,000 and an assumed 304 months remaining: At 2.75%: Est. $1,147/month P&I At an illustrative 7%: Est. $1,765/month P&I Estimated difference: 💵 $618/month 💵 $7,418/year Same balance and term for both calculations. These exclude taxes, insurance, HOA and gap financing. Remaining term is modeled from an assumed original 30-year loan; confirm actual terms. 🏆 PRELIMINARY AHC DEAL SCORE: 80/100