Hi Community here's an in-person opportunity near San Jose . Sept. 19th 10am - 12noon @ Crowne Plaza 4290 EL Camino Real Palo Alto, CA. A part-time or full-time opportunity. Let me know if you are able to make it. Karen Walker

Hello, for all who are interested please join me on August 10 in San Jose Jose.

Hello, Banking & Finance Academy members! Where do banks get the money they use to provide loans, purchase investments, process payments and support daily operations? Our new lesson explains the six major sources of bank funding: ✅ Customer deposits ✅ Shareholders’ equity ✅ Retained earnings ✅ Interbank borrowing ✅ Wholesale funding ✅ Central-bank facilities You will also learn why deposits are bank liabilities, how equity absorbs losses, why short-term borrowing can create refinancing risk and how banks evaluate funding based on stability, maturity, cost and diversification. The central framework is: STABLE SOURCES + SUITABLE MATURITIES + SUSTAINABLE COST + ADEQUATE DIVERSIFICATION The complete step-by-step lesson, case study, knowledge check and practical assignment are now available in the Classroom. After completing the lesson, answer this question in the comments: Which funding risk should banks prioritize most—instability, maturity mismatch, concentration or excessive cost? Why? Study the lesson, share your perspective and respond to another member’s contribution. MANAGE BOTH SIDES—THINK LIKE A BANKER.

Hello, Banking & Finance Academy members! A new step-by-step lesson is now available in the Classroom. In this lesson, you will learn about: ✅ Retail banks ✅ Commercial banks ✅ Investment banks ✅ Cooperative and mutual banks ✅ Development banks ✅ Central banks ✅ Digital and specialized banks You will also discover how to compare banks by examining their customers, funding sources, activities and risks. 👉 Visit the Classroom and start the lesson today. After completing it, share your answer in the comments: Which type of bank has the greatest influence on your daily financial life, and why?

Hello, Banking & Finance Academy members! Our new lesson explains the core functions that allow banks to support customers, businesses and the wider economy: ✅ Accept deposits ✅ Allocate credit ✅ Process payments ✅ Safeguard assets ✅ Manage trustworthy information ✅ Connect financial markets ✅ Support business and trade The complete step-by-step lesson is now available in the Classroom. Access it today, study each function and share your key takeaway in the comments. Understand the function—think like a banker.