3d • 💬General Discussion
👀 Asking why your score drops?
Here’s why 👇
We can do the dispute work for you, but remember, building and maintaining your credit is just as important. Your credit score is influenced by 5 main factors:
- Payment History (35%) — Are you paying your bills on time?
2. Credit Utilization (30%) — How much of your available credit are you using? 👉 Under 30% is good, and under 10% is even better.
3. Length of Credit History (15%) — How long have your accounts been open? Generally, older accounts can help.
4. Credit Mix (10%) — Do you have different types of credit, such as credit cards, auto loans, or a mortgage?
5. New Credit & Inquiries (10%) — Have you recently opened or applied for several new accounts?
We can help with the disputes, but you play a big part in building, protecting, and maintaining your credit. 💳📈
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👀 Asking why your score drops?
Leaderboard (30-day)
1
+127
2
+110
3
+39
4
+31
5
+31
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