Hi everyone! I'm Emily Harper from Illinois, USA. I'm here because I want to learn more about building wealth, managing money wisely, and creating a future where work becomes optional. I believe financial freedom doesn't happen overnight. It's about making smarter decisions, learning from others' experiences, and staying consistent with your goals. I'm especially interested in learning more about real estate investing, passive income, and practical ways to build long-term financial security. I've also been exploring some useful tools to help me learn and stay organized: - Google Sheets – Track budgets, savings, and financial goals. - Investopedia – Learn about investing and personal finance. - ChatGPT – Brainstorm ideas and simplify financial concepts. - Floment AI – Explore AI automation tools and workflows that can help save time and improve productivity. I'm excited to learn from this community and hear everyone's stories. For those who have already started their financial freedom journey, what was the first move that made the biggest difference for you?

What is the time frame to get another 5% conventional loan for 2-4 units property, i need my to verify my lender opinion, is it 2 years to get another 5% conventional or 1 year wait

What's the biggest mistake beginners make when estimating how much cash flow a property will produce?