Good morning, everyone! It is with great sadness that I have made the decision to close down both of my communities on Skool. I had very high hopes for these communities. I created them because I genuinely wanted to provide FREE education, resources, and support to people who needed help. Unfortunately, I cannot continue paying for something that is not doing what I created it to do. A huge part of the problem has been the amount of spam and solicitation I’m dealing with. I’m getting membership requests from people whose own bios say they manage Skool communities, grow communities, create content, manage YouTube channels, build websites, sell marketing services, create automations, and everything else under the sun except needing the actual help the community was created to provide. And here’s the truth: I don’t need those services. I do this stuff myself. I built my own websites. I built my own automations and workflows. I built my own internal systems. I built my own AI systems. I built my own training systems. I built my own content systems. And I built my own credit dispute software because I got tired of paying for multiple programs just to piece together the functionality I actually needed. Instead of continuing to pay for five different systems, I built one. I designed it around the way MY business operates. I built the workflows, report analysis and comparisons, dispute-reason systems, letter creation and formatting, documentation, education, payment workflows, internal notifications, training, quality control, and automation into one system. I even built my own AI into it to assist with analyzing actual information and helping with the work while still keeping human judgment and review involved. And now I built my own community. So when someone joins my FREE credit community trying to sell me community management, marketing, automation, content creation, websites, or software, you’re trying to sell me something I already know how to do myself. I don’t need it.