Mar 26 • 🗣️ General Discussion
Too Many Is a Red Flag 🚩
Too many authorized user accounts can raise questions during review.
Lenders look for organic, consistent credit behavior.
Excess can signal imbalance instead of strength.
🚩 Multiple AUs can distort natural profile patterns
🚩 Overstacking may reduce perceived credibility
🚩 Balanced profiles tend to appear more stable
🚩 Quality of accounts matters more than quantity
If AU accounts are added without strategy, they may create scrutiny instead of support.
Comment CLEAN if understood.
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Too Many Is a Red Flag 🚩
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