Looking to purchase a park and wondering if there are any recommendations for banks/lenders on MHP that might lend on an infill project. Looking to put down 40%, but not sure if a bank will lend on a 28 pad when only 8 are filled and 11 are ready for homes. Any recommendations of people for me to call? How are rates looking right now for loans on MHPs?

Just dropped a new tool! The Infill Costs & ROI Calculator! This spreadsheet helps you model out the FULL economics of adding homes to vacant lots in your park: What it calculates: • Total home purchase costs (base price, options, shipping, taxes) • All CapEx line items (footers, block & level, tie-downs, skirting, deck, refurb) • Land improvement costs (electric, water/sewer, pad prep) • Market affordability analysis using your local MHHI • RTO vs Chattel financing scenarios • Complete ROI projection based on your hold period Pre-loaded with real examples: • Clayton TULIP (2bd/1ba, 12x48) • Clayton BUTTERCUP (1bd/1ba, 12x36) • FEMA units The math accounts for lot rent NOI, home rent income, tenant payments, and capitalized exit value at sale. How to use it: 1. Make a copy (File > Make a copy) 2. Plug in your actual costs and market rents 3. Adjust the hold period and exit cap rate 4. Compare RTO vs Chattel returns Stop guessing on infill deals and run the numbers.