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The Closing Table

456 members • Free

2 contributions to The Closing Table
Tax Sale Certificates 📜
Good to have @Sergio Pastor of All Pro Title Group back at the table. This time we got into tax sales and the strategy behind them, and there was a lot more to unpack than most people realize. We covered how tax sale certificates actually work, the timeline of the strategy, how public auction bidding works, and what investors need to watch out for before jumping in. Sergio also shared a community where he personally learned a lot of what he knows about tax lien certificates but you have to watch till the end to find out what it is. 😄 Go back and check the replay if you missed it. For more info: @Sergio Pastor [email protected] (908) 265-0767 All Pro Title Group, LLC
Tax Sale Certificates 📜
1 like • 10d
Excellent Rob. Look forward to it
🚨 New FinCEN Residential Reporting Rule – Effective March 1, 2026
I’ve been looking into the new federal reporting requirements tied to certain residential real estate transactions so we’re ahead of it as a community. The U.S. Treasury’s Financial Crimes Enforcement Network (FinCEN) now requires reporting on certain non-bank financed residential purchases when the buyer is an entity (LLC, Corporation, Trust, etc.). 💵This can apply to: • Cash deals • Private / Hard Money • Seller financing • Other non-institutional lending situations 🏠It generally covers: • 1–4 unit residential properties • Condos & townhomes • Vacant land intended for residential development 🚫There’s NO MINIMUM dollar amount. 📑Important note: It’s typically the title/closing agent (the “reporting person”) who files, not the buyer directly, but beneficial ownership information of the entity is part of what gets reported. The rule is aimed at increasing transparency in residential transactions that don’t already go through regulated lending institutions with AML (Anti-Money Laundering) safeguards. I’m genuinely curious how this plays out in the real world: • Do assignments trigger reporting at end-buyer level only? • In a double close, is each leg reportable? • Does this shift how wholesalers structure purchases? • Are creative finance operators going to feel this more than fix-and-flippers? • Will this effect assets purchased in Trust and things of that nature meant to protect the owners identity from lawsuits? I’m not taking a position, just making sure we’re informed and thinking strategically. Would love to hear from anyone who may have already closed something post–March 1 or has spoken with their title company or real estate attorney about implementation. Any feedback from our title guys and Attorneys. @Sergio Pastor
🚨 New FinCEN Residential Reporting Rule – Effective March 1, 2026
1 like • Mar 4
I haven't closed anything yet since it just took affect March 1. But yes, hard money deal, cash deals and seller financing must all be reported now.
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Sergio Pastor
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@sergio-pastor-7078
Closing Coordinator for All-Pro Title Group, LLC

Active 10d ago
Joined Feb 11, 2026
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