Hi Dr Ed- I recently found out that I’m eligible for health care subsidies @ 1265 a month. This was due to me inadvertently making a mistake each time going on health care gov to apply. My problem is they are suggesting a silver plan that helps with premiums and co pays but none of my preferred doctors are on the list. Naturally when I find a policy for example that allows my doctors in the premium and other costs are outrageous for me. Do you have any advice for me as to what I can do? Iwas awarded disability benefits on September 11- haven’t received my first payment yet or any of my back pay. Thank you 🙏

Hi Dr Ed- as you know I recently was awarded SSDI benefits on September 14 2026. I’m a while out to qualify for Medicare. I tried the market place on health care gov and no subsidy available to me. Are there any other options I can try? Any suggestions I would be grateful- thank you sir

I’m getting sick and tired of being told one thing while living another. Do I know what’s true anymore? no. Do I follow every political talking point? Absolutely not. But I do know what I see. I see the price of gas. I see the grocery bill. I see electric bills. I see insurance. I see mortgages. I see working people busting their ass and still wondering if there’s going to be enough left over when payday comes around. And every election, we hear about how things are going to change. This president is going to fix it. That administration is going to fix it. This war caused it. That administration caused it. Blame this. Blame that. Folks, at some point I don’t give care who gets the credit or who gets the blame. I want America to be a place where working people can afford to live and retired can enjoy what they worked for all their life. That’s what “making America great” means to me. It means a man can work his butt off all week and actually have something to show for it. It means when you no longer can work, you don't get a hand out but get what you worked so hard for and that is dignity when your body has gave out. It means a family can take a vacation without spending the next six months recovering financially. It means you can walk into a store, buy what your family needs, and not stand there doing math in your head wondering whether buying groceries is going to leave enough money for the electric bill. It means you don’t have to be sixty years old, completely worn down, and finally debt-free before you get permission to enjoy the life you worked your whole damn life for. Because here’s the truth: We only get one shot at this thing. One life. One chance to make memories with our kids. One chance to take that trip. One chance to sit on that porch. One chance to watch our families grow. One chance to enjoy the fruits of our labor. And I don’t believe enjoying life should be reserved for the wealthy or the lucky. I’m a blue-collar woman. I believe in working for what you have. I believe in earning it. I believe in getting your hands dirty and doing your part.

Dr Ed - followed your advice and contacted health care . Gov. The so called only plan I was eligible for was 1003$ a month plan with BCBS. That’s an outrageous premium and I can’t afford that. Are there any other options for me? Wait for enrollment window? Now having disability insurance is Medicaid option in Texas? Thank you 🙏

Dr Ed I have a question- now that I have been approved for disability I was thinking about trying to get health insurance. I was considering calling Humana and have them take the 202 out of my payment each month to sort of go around a middle man. Will this be considered credible coverage and maybe advise on other options? Thank you