Hey Ethan, as a lender, i usually need the property address, business plan, exit strategy. As a borrower, i would love to see someone that has realistic numbers, cash or equity to bring to the table, decent communication skills and good show of character. Having enough cash/equity and character would be higher priority for me. I would not place too much weight on the risks as i think the lender would do their own due diligence. Feel free to DM me to connect!