Cloud Residents · US Credit
5.0 · 12 reviews
Private
1.6k members
$5/month
No longer free to join ❇️
Thousands of real data points from non-US residents who got approved for US credit cards, bank accounts, and business credit - without setting foot in America.
We help non-US residents, non-US citizens, and international business owners access the American financial system - US credit cards, US banking, ITIN, and business credit.
Whether you are in Latin America, Asia, Europe, the Middle East, or Africa - your roadmap to building US credit from anywhere.
What you get inside:
  • US credit cards for non-residents without SSN - Amex, Chase, Capital One, and more
  • ITIN applications handled by an IRS Certified Acceptance Agent
  • US bank accounts for individuals and LLC owners
  • Business credit cards and funding for non-US entrepreneurs
  • Credit building strategies - FICO scores, approvals, credit limits, and travel rewards
  • Community of non-resident founders building their American financial footprint
Learn the system. Become a Cloud Resident of the United States.
5.0 · 12 reviews
Erik B
I found this group through Reddit, and it’s what got me into building US credit history and getting US credit cards, I honestly wouldn’t have known where to start if I didn’t join here! The classroom is really helpful and has pretty much everything you need to know about establishing US credit history. Ain is also really knowledgeable, and whenever you have a question, he always tries his best to help. Definitely recommend the community to anyone looking to get started with US credit!
Aug 2026 · Still a paying member after 9 months
Ken Tanaka
Found Ain through Reddit last year and joined as a paid member about 3 months ago. Since then, he has helped me build my US credit from zero, including a real residential address through CloudResidents.com, proof of address, US phone number, a US state-issued ID, Chase business banking, and over $60,000 in business lines of credit for my LLC. He stays in direct contact and helps personally instead of just pointing me to pre-recorded courses or guides. Very satisfied.
9d ago · Still a paying member after 3 months
Michael Martinez
Ain is genuinely the best in the industry. No one even comes close to the level of content, knowledge, and value he brings to the table. The depth and quality of his content are on a completely different level compared to everyone else. He consistently delivers insights that are actually useful and hard to find anywhere else. When it comes to content and overall community, Cloud Residents is by far the best in the industry.
29d ago · Still a paying member after 9 months
R C
There is the most amazing support in this group for being a cloud resident. Worth every penny. If you're thinking about building credit in a different country this is skool group you need to join. I had a denied Chase credit application turn into an approval with >100k limit. Wouldn't have known how otherwise. 10/10 Experience.
6d ago · Still a paying member after 4 months
Matt Ross
When I found this group and I had a quick chat with Ain, I understood instantly that this guy knows what he's talking about. Only here I found information and knowledge I didn't find anywhere else on the internet (from a guy that knows every hidden forum/website out there). Ain is your US credit guy.
Aug 2026 · Still a paying member after 9 months
Cloud Residents · US Credit
Helping non-US residents and business owners access US banking, credit cards, and ITIN - from anywhere.
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