Cloud Residents · US Credit
5.0 · 10 reviews
Private
1.5k members
Free
Free to join ❇️
Thousands of real data points from non-US residents who got approved for US credit cards, bank accounts, and business credit - without setting foot in America.
We help non-US residents, non-US citizens, and international business owners access the American financial system - US credit cards, US banking, ITIN, and business credit.
Whether you are in Latin America, Asia, Europe, the Middle East, or Africa - your roadmap to building US credit from anywhere.
What you get inside:
  • US credit cards for non-residents without SSN - Amex, Chase, Capital One, and more
  • ITIN applications handled by an IRS Certified Acceptance Agent
  • US bank accounts for individuals and LLC owners
  • Business credit cards and funding for non-US entrepreneurs
  • Credit building strategies - FICO scores, approvals, credit limits, and travel rewards
  • Community of non-resident founders building their American financial footprint
Learn the system. Become a Cloud Resident of the United States.
5.0 · 10 reviews
Michael Martinez
Ain is genuinely the best in the industry. No one even comes close to the level of content, knowledge, and value he brings to the table. The depth and quality of his content are on a completely different level compared to everyone else. He consistently delivers insights that are actually useful and hard to find anywhere else. When it comes to content and overall community, Cloud Residents is by far the best in the industry.
3d ago · Still a paying member after 8 months
Nick Bulavin
Started my US credit journey not too long ago and it’s going pretty smoothly thanks to the tips and guidance in this group and classroom
15d ago · Still a paying member after 7 months
Erik S
Excellent group, helped me kick start my US credit card journey. I can’t thank Ain enough for the knowledge and support; always answering all the questions I had. You won’t regret it.
26d ago · Still a paying member after 7 months
Matt Ross
When I found this group and I had a quick chat with Ain, I understood instantly that this guy knows what he's talking about. Only here I found information and knowledge I didn't find anywhere else on the internet (from a guy that knows every hidden forum/website out there). Ain is your US credit guy.
32d ago · Still a paying member after 8 months
Erik B
I found this group through Reddit, and it’s what got me into building US credit history and getting US credit cards, I honestly wouldn’t have known where to start if I didn’t join here! The classroom is really helpful and has pretty much everything you need to know about establishing US credit history. Ain is also really knowledgeable, and whenever you have a question, he always tries his best to help. Definitely recommend the community to anyone looking to get started with US credit!
Aug 2026 · Still a paying member after 8 months
Cloud Residents · US Credit
Helping non-US residents and business owners access US banking, credit cards, and ITIN - from anywhere.
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