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134 contributions to Funding Hub
Live Call
Another great call! Thank you Paul! Where are all of my friends that voted for the 12 pm EST? We missed you! I love learning about Grok.
0 likes • 23h
@Paul Brown I'm good with any time. Whatever the majority says I'm good with :)
Usury
Hey guys, I was reviewing an EMD deal in TX, and it seems like the max AI interest rates allowed are generally capped at 10-28%. Because our fees are earned in such a short duration the APR is considered usurious. Any thoughts on this?
0 likes • 1d
Is it possible to get around usury laws by charging a flat fee instead of a percentage? I'm sure they will probably find a way to take the flat fee and convert it to a percentage in order to apply usury laws..
Live Calls ... What Is On Your Mind? [starts in 20 min!]
We have our call tonight at 6 PM MT and again on Thursday at 10 AM MT. 💙💙 Please see the calendar for the links. What are the topics you want to discuss this week? What questions have come up as you engage with potential borrowers? Etc. Let's hear them all !
1 like • 11d
I’m so bummed but I have another training tonight. I should be able to see you on Thursday!
Gap lenders?
Anyone know a gap lender they can recommend? I have a C buyer on a B-C needing downpayment funding. Thanks!
4 likes • 19d
@Isaac Haastrup Hi Isaac! The ECHO is a Creative method (in the training) to cover an end buyer's down payment.
1 like • 18d
@Isaac Haastrup The Echo happens at the back end of a double close! But yes to your questions.
Hard money/DSCR payment example
I know we get 80% of the profit from hard money/DSCR referrals, but how much would that typically be, or what kind of range would it be in? If it's a $500,000 loan, are we talking about 80 basis points on a one point fee added to the loan, or...? TIA!
2 likes • 18d
@Paul Brown nice! 👍
1-10 of 134
Traci Canning
5
38 points to level up
@traci-canning-1036
Traci Canning from Michigan. I do Creative (Morby & Echo), Transactional (EMD, Double Close), DSCR/HML and Down Pymnt Funding. Let's close more deals!

Active 11h ago
Joined May 19, 2026
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