I’ll be 66 years old in September 2026 and if I apply for SS in October 2026 I have to be at or below the earnings annual test which is 25k. My salary is 8,500 monthly so for the months Nov and Dec I would be under the 25k right? I really need the funds so this is why I need to know if I am working and annually salary is $98k if I start receiving my SS in Nov and December will I be ok as long as I’m under the annual earnings test?
I do turn 67 in Sept 2027 so the earnings test is 65k so I’ll be right at the 65k for the months January thru August. so I wouldn’t have to give a dollar for every 3 dollors.